Popular among first time home buyers, FHA loans are insured by the Federal Housing Administration (FHA) and are great options for people with not much credit, less than perfect credit or for those who are looking for a low down payment option. Down payments as low as 3.5%.
At Finance 1, we are ready to help you with securing your 10 year to 30 year mortgage with either a fixed or adjustable rate. We offer excellent costumer service and are committed to finding you the best conventional loan to suit your needs and lifestyle. Down payments as low as 3%.
VA loans are available for U.S. Military Veterans or Active-Duty service members, with qualifying service records as determined by the Department of Veterans Affairs (VA). At Finance 1, we’ll help you understand the advantages including lower interest rates, fees, no down payments and more. We are experts in VA loans and proudly support our Veterans through the Veterans News Network.
USDA loans offers considerable benefits for those wishing to purchase homes in eligible rural areas and are guaranteed by the United States Department of Agriculture (USDA). At Finance 1, we will explain the advantages including low interest rates and no down payments.